City/St Charles Real Estate

City/St Charles Real Estate

Welcome to St. Charles, Missouri – a charming city steeped in history and vibrant community spirit. Nestled along the banks of the Missouri River, St. Charles is renowned for its picturesque streets and a rich tapestry of culture that seamlessly blends the past with modern living. As one of the oldest cities in the state, St. Charles boasts a historic district filled with beautifully preserved 19th-century buildings, unique boutiques, and delightful eateries, making it a perfect destination for leisurely strolls and weekend explorations.

The neighborhood is characterized by its warm, welcoming atmosphere, where neighbors become friends and families thrive. With a variety of parks, including the expansive Frontier Park along the riverfront, residents can enjoy outdoor activities such as walking, biking, and picnicking while soaking in stunning views of the water. The community hosts a plethora of events throughout the year, from vibrant festivals to farmers' markets, fostering a sense of belonging and connection among residents.

For families, St. Charles offers highly-rated schools and a safe, nurturing environment, ensuring that children have access to quality education and recreational opportunities. The city’s convenient location provides easy access to major highways, making commutes to nearby St. Louis a breeze.

Whether you’re looking to buy your first home, settle down with family, or enjoy your retirement, St. Charles is a place where you can create lasting memories. Come discover the charm and community spirit that make St. Charles the perfect place to call home!

Newest Listings in City/St Charles

$469,000
3 Beds ⋅ 4 Baths ⋅ 26054233 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated historic home in the desirable Frenchtown area of St. Charles! Located near Main Street and the city C-3 project, along with convenient access to the St. Charles Trolley. This home offers historic character along with modern updates. The open main living area features high ceilings, beautiful flooring and historic millwork. The kitchen offers custom cabinetry, granite countertops, a center island and stainless steel appliances. The main level also includes a separate dining area, office space with built-in cabinetry and a half bath. Upstairs you'll find spacious bedrooms, two full bathrooms and an expansive primary bedroom with a large walk-in closet. Enjoy the screened-in back porch overlooking the landscaped yard, or take advantage of the partially finished walk-out lower level offering additional living, sleeping or work space. A unique opportunity to own a spacious historic home just minutes from the shops, restaurants and entertainment of Main Street St. Charles. Property is currently occupied. Please allow appropriate notice for showings.

St Charles
$1,550,000
26048604 MLS ⋅ ACTIVE Status
Located in the heart of Saint Charles’ Historic Main Street District, 213 N Main Street presents a rare opportunity to acquire a fully stabilized, income-producing mixed-use asset in one of Missouri’s most vibrant and heavily visited commercial corridors. This circa-1890 brick building offers 4,524 square feet of well-utilized space and generates a true net operating income of approximately $83,000 annually, translating to an attractive 5.35% cap rate at the $1,550,000 asking price. The ground floor is home to Reset, an established clothing and shoe resale retailer that benefits from the district’s steady, year-round foot traffic. Above the retail level, the upper units operate as income-producing apartment and Airbnb rentals, capitalizing on Saint Charles’ thriving tourism economy and persistent demand for short-term accommodations near the riverfront. This blend of retail and residential income creates a diversified rent roll that insulates ownership from single-tenant risk and delivers dependable cash flow from day one. Unlike value-add offerings that require capital and lease-up time, 213 N Main is a turnkey investment: the work has been done, the income is in place, and a new owner simply steps into a performing asset in an irreplaceable location. Historic Main Street draws visitors year-round with its brick-paved streetscape, boutique shopping, dining, and signature festivals, including the nationally recognized Christmas Traditions celebration. The property sits steps from the Missouri Riverfront, Frontier Park, and the First Missouri State Capitol Historic Site, with a nearby traffic count of 77,283 vehicles per day and a Walk Score of 79/100. Downtown Saint Charles continues to benefit from sustained public and private investment, and surrounding values have appreciated 10% over the past two years. For investors seeking stable, diversified income with long-term appreciation in a proven historic district where buildings rarely trade hands, 213 N Main Street is a compelling, low-friction addition to any portfolio.

213 N Main St, St Charles
$315,000
3 Beds ⋅ 2 Baths ⋅ 26045035 MLS ⋅ ACTIVE Status
415 N 4th St is a 2-story Saint Charles home with a covered front porch. The kitchen features white cabinetry, a tile backsplash, and stainless steel appliances with wood flooring underfoot. A main living area with a ceiling fan connects to an adjoining dining space, both finished with wood floors. Bedrooms with wood flooring offer flexible use, served by full bathrooms that include a tiled walk-in shower and a tub. A lower level provides laundry space and additional storage. Outside, a fully fenced backyard and a storage shed extend the usable space. Clean interior finishes complete this well-maintained residence throughout.. Included 100-Day Home Warranty with buyer activation

415 N 4th St, St Charles
$215,000
2 Beds ⋅ 1 Baths ⋅ 26043878 MLS ⋅ ACTIVE Status
This charming Old Town St Charles Gem featuring 2 bedrooms and 1 bath, this adorable home offers a spacious kitchen with plenty of room for cooking, dining and entertaining. Located in the heart of Old St Charles you will love the convenience and walkability this home has to offer. The walk up basement provides additional storage and leads out to a level fenced in yard, perfect for pets, play, gardening or relaxing outdoors.

629 Decatur St, St Charles
$305,000
3 Beds ⋅ 2 Baths ⋅ 26043090 MLS ⋅ ACTIVE Status
Newer Construction with Timeless Charm! This beautifully updated home blends modern convenience with old-world character in a highly desirable location near Frenchtown. Step inside to an open floor plan filled with natural light, featuring new luxury vinyl flooring, stylish kitchen cabinetry, quartz countertops, and a modern tile backsplash. The main level offers a convenient half bath and spacious area for entertaining. Upstairs, you'll find three spacious bedrooms, a full bath, and the added convenience of second-floor laundry. Ceiling fans throughout provide comfort and efficiency. The partially finished lower level offers a versatile office or sleeping area, tall ceilings, abundant storage space, and a brand-new HVAC system (2026). Enjoy the best of St. Charles living with easy access to Lindenwood University, Frenchtown and St. Charles Historic District with charming coffee shops, local restaurants, and boutiques, plus nearby access to the Boschert Greenway for walking, biking, and outdoor recreation plus enjoy the nearby Blanchette Park! This move-in ready home combines modern updates, functional living space, and an unbeatable location! Parking to view is accessible from N 5th St to Wood St. There is also a stepping trail for access to front of home off 4th St.

1319 N 4th St, St Charles
$425,000
3 Beds ⋅ 3 Baths ⋅ 26026555 MLS ⋅ ACTIVE Status
Own a piece of St. Charles history with this beautifully updated historic home located in the heart of the desirable Frenchtown Historic District. Originally built in 1890, this spacious 3-bedroom, 3-bath home blends timeless character with modern updates throughout. Features include high-efficiency HVAC, updated flooring, and over 2,300 sq ft of living space. Perched high on the hill, this property offers beautiful views overlooking the river and provides a front-row seat to the Fourth of July fireworks display — all from the comfort of your own home. The updated kitchen offers modern cabinetry, stainless steel appliances, and a fully equipped Butler’s pantry, perfect for entertaining and additional storage. Step outside to enjoy multiple outdoor living spaces, including a deck off the kitchen and an additional deck from the walkout basement surrounding the pool — ideal for relaxing or hosting guests. One of the standout features is the oversized detached garage with an additional 625 sq ft of finished living space, offering endless possibilities as a studio, home office, guest suite, man cave, or potential apartment conversion. Located just minutes from Historic Main Street, St. Charles, shopping, restaurants, riverfront attractions, and local events, this home combines historic character, flexible living space, and modern convenience in one unique property. Schedule your private showing today!

1216 N 5th St, St Charles
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